Business Plan To Achieve Funding And Growth Goals Marketing Essay

Business Plan To Achieve Funding And Growth Goals Marketing Essay Business plans can help perform a number of tasks for those who write and read them. Theyre used by investment-seeking entrepreneurs to convey their vision to potential investors. They may also be used by firms that are trying to attract key employees, prospect for new business, deal with suppliers or simply to understand how to manage their companies better. Putting you goals and ideas down on paper helps you organize your thinking. Your employees and other stakeholders understand what you plan for the business and it helps keep the organization focused on the big picture. Simply stated, a business plan conveys your business goals, the strategies youll use to meet them, potential problems that may confront your business and ways to solve them, the organizational structure of your business (including titles and responsibilities), and finally, the amount of capital required to finance your venture. Preparing a business plan can be a time-consuming and daunting task. However, the impor tance of a business plan to achieve funding and growth goals cannot be ignored. So one should get down to it and start composing a business plan. Planning is important to managers within an organization due to following reasons: 1) It will provide the future direction and path to the managers 2) It will help in optimal utilization of the resources 3) It will help in controlling the action  Ã‚  and thereby helps to take the corrective action. 4) It helps in coordination between different departments 5) It acts as a training to the managers 6) It compels managers to think ahead There can be some limitations of planning: 1)  Ã‚  It may lead to rigidity in the organization 2) It may be too costly and time consuming Hence planning provides a blueprint to the organization telling about the actions to be taken in future. Business Plan and strategy Strategy provides long term direction to the organization. It helps the organization in achieving the competitive advantage to the organization. It also tells about the organization about its market, values and the way to handle the resources in order to meet the objectives of the organization. As per tutor2u.net Strategy is the direction and scope of an organization over the long-term: which achieves advantage for the organization through its configuration of resources within a challenging environment, to meet the needs of markets and to fulfill stakeholder expectations. In other words, strategy is about: * Where is the business trying to get to in the long-term (direction) * Which markets should a business compete in and what kind of activities are involved in such markets? (markets; scope) * How can the business perform better than the competition in those markets? (advantage)? * What resources (skills, assets, finance, relationships, technical competence, facilities) are required in order to be able to compete? (resources)? * What external, environmental factors affect the businesses ability to compete? (environment)? * What are the values and expectations of those who have power in and around the business? (stakeholders) Process of strategic management is as follows: 1) Screening of Ideas 2) Development of Mission and Setting of Objectives 3) SWOT analysis 4) Selection of Best alternative 5) Strategy Formulation 6) Implementation 7) Control Example of Apple Inc. Apple Inc. is one of the top most companies in this globe dealing in consumer electronics and computer software products. It has got popular products such as Macintosh computers, the iPod and the iPhone, Mac OS X operating system, the iTunes media browser, the iLife suite of multimedia and creativity software, the iWork suite of productivity software, and Final Cut Studio, a suite of professional audio and film-industry software products. Apple has about 35,000 employees worldwide and had worldwide annual sales of US$32.48 billion in its fiscal year ending September 29, 2008. Fortune magazine named Apple the most admired company in the United States in 2008 and in the world in 2009. (Wikipedia, 2009) Successful Business strategy- Good Business model iTunes Music Store is a good source of revenue, especially with the iPod, iPhone and its availability on Windows platform. Apples success is built on its product offerings such as: iTunes Music Store, iTunes, I Phone and the iPod. (Sampublishing) Apples strategy has been two fold skimming and discriminatory with respect to Ipod and Itunes. The skimming pricing strategy is presented at two levels. First, the price of the same model is diminishing with time, especially when Apple is issuing the newest version of theiPod. Second, the price of every next generation model launched on the market is less expensive than its predecessor. (christophe.benavent) Apple seems to reduce its prices in order to make it affordable and popular among other competitive products.  Ã‚  Apples iPhone and iPod prices change according to its customers as well as geographical locations.  Ã‚  Also Apple has been reducing price of iTunes, As its  decision to offer a new pricing strategy is welcome news by the record labels, who are trying everything to boost revenues.  Ã‚  CD sales were down dramatically again in 2007, and the sale of online music was much slower in 2008 than in 2007.  Ã‚  Three new price levels were announced, ranging from .69 to .99 to $1.29 in 2009 . (GlgGroup) Moreover Apple has continuously launched superior products to remain ahead in the market. Recently it introduced Apple iPad and yesterday it has launched Apple iPhone 4. Response to i-Pad has been excellent and has led to increase its sales and profits.  Ã‚  Its Pricing has been reasonable as the entry-level 16GB Wi-Fi-only iPad costs $499. (Review,cnet.com) This is done to capture higher market share and to beat high priced competitors like Plastic Logic Que proReader, which starts at $649 and to take on the big competitors like Amazon and Sony. . Components of Planning Strategic plan is the blueprint for an organizations work: Mission: A mission statement answers the questions: Why does our organization exist? What business are we in? What values will guide us? A Mission statement tells you the fundamental purpose of the organization. It defines the customer and the critical processes. It informs you of the desired level of performance. (Answers Corporation, 2010).Hence Factors influencing Mission statement are: Stakeholders Internal resources and Power Values of top management Past development of firm Mission statement should clearly define the organizations products, markets and function (Technology and Processes. ) A Vision statement outlines what the organization wants to be, or how it wants the world in which it operates to be. It concentrates on the future. It is a source of inspiration. It provides clear decision-making criteria. (Answers Corporation, 2010). A vision is more encompassing. It answers the question, What will success look like? It is the pursuit of this image of success that really motivates people to work together. Values are hypothetical thought of what we think is good or important. They direct the way we feel and act about certain ideas, things, situations, and people. They are principles which lead us decisions and actions. Organizational values define the acceptable standards which govern the behavior of individuals within the organization. (Teal, 2010) Vision answers this question: What aspirations does the organization have for the world in which it operates and has some influence over. Mision answers this question What can (and /or does) the organization do or contribute to fulfill those aspirations?. Values help in aligning the behavior of individuals with organization. Without values, individuals will pursue behaviours that are in line with their own individual value systems, which may lead to behaviours that the organization doesnt wish to encourage. Example of Star Bucks: Starbucks Mission: To inspire and nurture the human spirit- one person, one cup, and one neighborhood at a time. Starbucks Values: Here are the principles of how we live that every day: Our Coffee It has always been, and will always be, about quality. Were passionate about ethically sourcing the finest coffee beans, roasting them with great care, and improving the lives of people who grow them. We care deeply about all of this; our work is never done. Our Partners Were called partners, because its not just a job, its our passion. Together, we embrace diversity to create a place where each of us can be ourselves. We always treat each other with respect and dignity. And we hold each other to that standard. Our Customers When we are fully engaged, we connect with, laugh with, and uplift the lives of our customers- even if just for a few moments. Sure, it starts with the promise of a perfectly made beverage, but our work goes far beyond that. Its really about human connection. Our Stores When our customers feel this sense of belonging, our stores become a haven, a break from the worries outside, a place where you can meet with friends. Its about enjoyment at the speed of life-sometimes slow and savored, sometimes faster. Always full of humanity. Our Neighborhood Every store is part of a community, and we take our responsibility to be good neighbors seriously. We want to be invited in wherever we do business. We can be a force for positive action- bringing together our partners, customers, and the community to contribute every day. Now we see that our responsibility-and our potential for good-is even larger. The world is looking to Starbucks to set the new standard, yet again. We will lead. Starbucks Vision According to the companys profile, (2006) its vision is to make Starbucks coffee the most recognized and respected brand in the world by using high quality roast beans to make coffee beverages along with other products. The company wants to develop enthusiastically satisfied customers at all times. They want to make positive contributions to their communities and their environment. Vision, Mission and Values has helped the Starbucks to formulate its Strategy and also give it a clear road map. Objectives: These refine the mission and address key issues like market standing, innovation, productivity, physical and financial resources, profitability, management and work force performance and efficiency. Goals: are defined as statements that are formulated and lack of specificity while objectives are likely to appear in exact form (Strategic Planning). Goals statements compose of five elements: task, what, who, timeframe and deadline (Lukaszewski, 1990)These are rational estimates of anticipated results. The goals are usually Specific, Measurable, Attainable, Rewarding, and Timed (SMART). Planning as a Process As per tutor2u.net, Planning is the process of * Setting objectives * Determining what should be done to accomplish them * Implementing the plan * Evaluating A plan is a statement of intended means to accomplish a goal. Hence planning provides a blueprint to the organization telling about the actions to be taken in future. Organizing helps in allocating the resources, power and responsibilities in the organization. It creates organization structure, span of control and organization culture. Leading is about motivating the employees to work for the organizational objectives. Leadership is the process by which one person provides direction, implements the plans or strategies and motivates people. Strategic control is concerned with the monitoring progress in accomplishing the strategic goals of the organization. It is very critical to any organization, because without it the results could be chaotic. Organization have to improve their operational performance by proper evaluation and control mechanisms. http://www.2gc.co.uk/pdf/2GC-FAQP02.pdf Organizing Organizing focuses on division, coordination, and control of tasks and the flow of information within the organization Organizational structure is the formal decision-making framework by which job tasks are divided, grouped, and coordinated. Organizational structure determines the role and responsibilities within the organization. Organizational structure depends on the product to be developed. Wheelwright and Clark define a continuum of organizational structures between two extremes, functional organizations and project organizations. Functional organizations are organized according to technological disciplines. Directing Leadership is defined as the ability to lead and inspire people towards a common goal.  This quality is very important because it can determine the success or failure of an organization.  If the objectives and goals of the people are not aligned with the companys mission and vision, this will have detrimental impact on the financial bottom-line and eventual survivability of the company.  Ã‚   There are various leadership styles, each stemming out from the leaders personality and the culture of the organization.  It is also dependent on the circumstances relating to the people and the organizations goals.  Here is a description of each leadership style: Authoritarian (autocratic) here, the leader uses his authority and power position to direct people in doing the right things, regardless of their opinions.  This style is useful when there is urgency and the people are not really motivated to participate.   Participative (democratic) when the leader asks for input from his subordinates, he recognizes the fact that each one has something special to contribute for the task on hand.  The traditional view of a leader is someone who can think and do better than others.  However, the specialization of skills allow for the possibility that some people may actually be better than him.  Thus, its important to allow each staff to participate in the decision-making process. Delegative (free reign) when the leaders subordinates have very specialized skills, he may allow them to assume full control and responsibility of certain tasks.  This doesnt mean that the leader is shunning his own responsibilities, but rather delegating specialized tasks to experts within his group.  This leadership style is used when the leader has a high level of trust of his staff, or if delegation is really needed in order for him to do other important things. This perhaps is the most important function of all management functions. It has been said that the nature of a man is to avoid work. A manager influences the behavior of an employee through motivation, communication, education, group dynamics, leadership and discipline. Thus we will have participative leadership and we will guide the employees accordingly. Good communication between leaders and workers to ensure that everyone interprets their intent the same and every one works together in harmony can be the basis for a very successful endeavor. The purpose of direction is to channel the behavior of all personnel to accomplish the mission while helping them accomplish personal goal as well prepare them to take your position. Controlling It is a process of comparing the standards with the actual results to find out variation and then to take corrective action. control programs are critical to any organization, because without it the results could be chaotic. It helps: In maximizing efficiency and minimize waste. To facilitate management and control. In Effectiveness and efficiency of operations include the use of the entitys resources. Help in strategy implementation Control activities occur at all levels and functions of the entity. We will include a wide range of diverse activities . Top level reviews of actual performance, Reviews by management at the functional or activity level, Management of human capital, Controls over information processing, Physical control over vulnerable assets, Establishment and review of performance measures and indicators, Segregation of duties, Proper execution of transactions and events, Accurate and timely recording of transactions and events, Access restrictions to and accountability for resources and records, and CONTENT OF BUSINESS PLAN 1. Executive summary 2. Business description 3. Environmental analysis 4. Marketing Plan 5. Design and Operational plan 6. Management plan 7. Financial factors Common Pitfalls of a Business Plan Only a summary of a project and its potential Wait for all analysis to be completed Become a prisoner of the plans and the contents therein Difficulty in deviating from the plan Push with the plan, hiding weaknesses under the carpet Make unrealistic assumptions Quality of a strategy is as good as its implementation Typical mental attitude of promoters I have a good product / service; others will buy Everybody is waiting to help me Their priorities are same as mine Others (all stakeholders) will stick to their promises Customer will pay and give me feedback for me to improve the product / service Environment / government policies will remain the same (blinkers of an entrepreneur) Lack of contingency plans for time and cost overrun Blind faith in consultants Not clearly understanding regulatory requirements Optimistic assessment of project cost and funding Lack of budgeting of trial production trial production expenses, incidental and invisible expenses Not taking fully into account the cost implications of the business activities and operating plans Not including cost implications of regulatory compliance Improper assessment of components of working capital The gap between sanction and disbursement Lack of efforts in confidence building with investors Lack of contingency plans for time and cost overruns Business Plan- Risk Evaluation Prepare best-case and worst-case scenarios with key parameters of the business to help assess Market risks Competition risks Technology risks Regulatory risks Financial risks Management risks What measures are proposed to counter these risks Sensitivity analysis of key factors to simulate the impact of changes Exercise 1 Business Planning Review the following business plan: Anywhere Remodeling Corporation http://www.bplans.com/residential_remodeling_business_plan/executive_s ummary_fc.cfm After carefully reviewing this business plan discuss following issues: 1. The industry that this venture is in 2. The riskiness of this venture 3. The potential for growths 4. Your long-term plan for this company Exercise 2 Shahnaz Husain Contributed by: Rajeev Roy, Professor of Entrepreneurship XIM B, India (Adapted from NEN) Shahnaz Husain is acknowledged as one of the most successful women entrepreneurs in India. Her company, Shahnaz Husain Herbals, is one of the leading manufacturers of herbal products in the world. The company sells over 350 herbal products and operates over 200 salons in more than 130 countries. The brand, Shahnaz Husain, was valued at over $100 million in 1996 and now it is likely to be worth much more. Shehnaz is from an aristocratic Muslim family and her father was a Chief Justice. Her upbringing was both traditional and modern. At the age of 15, she was married and she became a mother at the age of 16. When her husband was posted in Tehran, she became interested in beauty treatments and she decided to formally study cosmetology. After an introduction to the subject in Tehran, she wanted to know more and over the next ten years, she studied the subject extensively in London, Paris and other parts of Europe. On returning to India in 1977, she started her first salon in Delhi with a capital investment of Rs.35,000. She had also studied Ayurveda and her interest in that field has kept growing. She started formulating her own products and these were very successful. The company was able to grow systematically and currently operates three major complementary businesses Herbal products: Shehnaz Husain has an extensive range of over 350 herbal cosmetic products. These are divided into 15 distinct categories for skin, hair and body care. The distribution of these products is carried out in a fashion similar to that of other consumer goods. The products are available in all leading stores around the world like Harrods (London), Bloomingdale (New Yory) and Galleries Lafayette (Paris). Recently, the company has decided to launch four skin care products in partnership with Elder Pharma. Beauty Salons: Mostly operated on a franchise basis, there are over 200 Shehnaz Husain spas and salons worldwide. The company provides support in setting up and training and provides ongoing support too. The franchisee pays an initial fee but there are no ongoing royalty payments. The company is able to get a revenue stream from sale of their products through the salon. Training: Shahnaz Husain also operates training institutes where students can obtain professional qualifications in beauty therapy. The institutes also operate a number of short term vocational courses. The institutes provide a steady flow of people trained in the use of Shehnaz Husain products, in addition to contributing to profits of the group. Shehnaz Husain Herbals is still a privately held company even after 30 years of its formation but that has not hampered its growth. Shehnaz Husain continues to look ahead and her story is an inspiration for many others. For her contribution to business and in promoting Ayurveda, Shahnaz Husain was conferred the Padmashree. She has also won numerous other awards from all over the world. Q- What are the critical success factors of Shahnaz Husain. Give reasons. References: All year 2011 http://www.buzzle.com/articles/the-importance-of-strategic-planning-in-business.html. http://tutor2u.net/business/strategy/what_is_strategy.htm. http://www.quickmba.com/strategy/strategic-planning/ http://www.answers.com/topic/strategic-planning James E. Lukaszewski, APR. Focus on Success: Choosing Corporate Goals You Can Actually Achieve. http://www.e911.com/exacts/EA021.htmls http://en.wikipedia.org/wiki/Apple_Inc. http://www.glgroup.com/News/New-Pricing-Strategy-by-Apple-a-Hope-to-Boost-Sales-31248.html http://www.samspublishing.com/articles/article.asp?p=602978seqNum=1rl=1 christophe.benavent.free.fr//AINI_2008_Apple_s_Pricing_Strategy.pdf http://www.answers.com/topic/strategic-planning   http://www.teal.org.uk/mat/page6.htm. http://www.starbucks.com/mission/default.asp . Business Plan Template Important: Select file then Save As to first save this document to your desktop. If you make edits to this document without doing this you may not be able to save your changes. Business Plan Enter your business name Enter your name May 6, 2013 Section 1: The Business Profile Description of My Business (Session 1): Describe your product or service. Targeted Market and Customers (Session 1): Describe your customer profile and why customers want or need your product or service. Growth Trends In This Business (Session 1): Is the market for your product or service growing or shrinking? Pricing Power (Session 1): Explain the unique qualities or circumstances concerning your product or service that will enable you to maintain profitable pricing. Section 2: The Vision and the People (Session 2): Describe convincingly that you are passionately committed to your new business and have the realism to make inevitable hard choices. The People Work Experience Related to My Intended Business (Session 2): Describe your work experience in the business you plan to start including a list of your skills and knowledge, which will be required in your business. Personal Background and Education Credentials (Session 2): Describe yourself, including your education. Section 3: Communications Computer and Communications Tools (Session 3): Furnish a tabulation of each piece of equipment you intend to use including a description and the budget for each. You can use the following as a guide. Resource Requirements: Communications Enter a description and budget of all communications equipment. Telephones Enter a description and budget for all telephone equipment. Pagers Enter a description and budget for pagers. Facsimile Enter a description and budget for all fax equipment. Computers Enter a description and budget for all computer equipment. Internet Enter a description and budget for necessary Internet access and providers. Section 4: Organization Business Organization (Session 4): Explain the form of business organization you intend to use and why it is best for your business. Professional Consultants (Session 4): List the names of your lawyer, accountant, insurance agent and any other professionals. Licenses (Session 4): List what licenses you will require to go into business. Section 5: Licenses, Permits and Business Names Due Diligence Procedures for Licenses, Permits and Business Names (Session 14): List the following: DBA: List the name you intend to do business as. Zoning: Indicate if the zoning if appropriate for your intended office location. Licenses: List the appropriate licenses you will need at the local, state, and federal level. Local: State: Central: Trademark: Indicate your trademark intentions if any exist. Sellers Permit: List any sellers permits that you may need. EIN: Indicate if you will obtain an employers identification number. Section 6: Insurance Insurance (Session 6): List the forms of insurance coverage including costs are anticipated. Section 7: Premises Location Criteria (Session 7): Outline your location criteria. space requirements. future requirements. site analysis study if needed (attach). demographic study if needed (attach). lease check-off list (attach). estimated occupancy cost as a % of sales. zoning and use approvals. Section 8: Accounting and Cash Flow Accounting (Session 8): Furnish, as a separate exhibit of your starting balance sheet and projected income statements for the first six months to one year. Cash Flow Planning (Session 8): Provide a separate exhibit of your one year cash flow analysis including estimated sales, all costs and capital investments. Provide a checklist of all expense items for input into your cash flow projection. Analysis of Costs (Session 8): What are all of my costs: fixed, variable, product, delivery, etc. Internal Controls (Session 8): Explain your: Intended internal controls and cash controls, check signing policy, strategy for controlling shrinkage and dishonesty and control of incoming merchandise. Section 9: Financing Financing Strategy (Session 9): Provide a chart or spreadsheet showing all of the sources of your start-up capital. Explain any government assistance or loan guarantee programs you intend to apply for. If your business is for use with potential lenders, include a cash flow projection and projected income statements to show sources of repayment of loans. Be conservative in your forecasts. List your sources of referrals to lending institutions. (Your accountant, etc.) Section 10: E-Commerce E-Commerce Plans (Session 10): Describe in detail how you plan to use the Internet in marketing your product or service. E-Commerce Budgeting (Session 10): Provide a detailed breakdown of the costs involved in creating, operating and maintaining your e-commerce activities. E-Commerce Competition (Session 10): Describe how your best competitors utilize e-commerce and your strategy to improve on their practices. Section 11: Acquisitions Due Diligence Procedures for Acquisitions (Session 11): List the following: Your consulting team: Attorney, accountant, banker, broker, etc. Verification of sellers revenues: how you plan to authenticate. Sellers records to be inspected: Financial statements, income tax returns, sales backlog, cash deposit records, utility bills, accounts payable and receivable, backlog, financial comparisons of similar businesses, etc. Inspections and approval of leases and contracts. Appraisals, as appropriate. If a franchise, interview with randomly selected franchisees. Finance plan for acquisitions: include sources including seller financing. Market conditions. Value of goodwill. Method of purchase: stock, assets, etc. Section 12: Marketing Marketing Plan (Session 12): Describe your overall marketing and sales strategy including how you plan to get and retain customers. Advertising and Promotion Plans (Session 12): Describe your plans and budgets for advertising and promotions. Purchasing and Inventory Control (Session 12): See how to buy checklist. Training Policies (Session 12): Describe your plans for hiring and training your sales associates. The Competition (Session 12): Describe your strongest competitors and how you intend to compete. How I Plan to Take Advantage of Competitors Weak Points (Session 12): List your competitors shortcomings and how you can capitalize on them. Section 13: Growth Program Expansion (Session 13): Describe your growth: You might include

Essay --

Jacksonian Democrats stood up for the view they had of themselves in their attempts to preserve the United States Constitution by furthering the progress in political democracy, individual liberty, and equality of economic opportunity. President Jackson and his certain ideals captured the minds of many people which resulted in many votes towards him. Some would even characterize Jackson as a hero, having defeated the British at the Battle of New Orleans and climbing his way up to wealth from poverty; the American Dream. Andrew Jackson was a strict constitutional constructionist, he felt it was his duty to guard what he believed to be the constitution’s spirit, this is carried out when he handles South Carolina’s Nullification Crisis. Jackson makes a strong statement by passing the â€Å"1833 Force Bill†, that the position of John C. Calhoun and also his home state (South Carolina) are unconstitutional. It is also made clear by Jackson that he, as president, is prepared to back up his ideals, even with force, if necessary. By his handling of â€Å"The 1832-1841 Bank War†, Jackson further advanced his demanding constructionist position. Looking in Article I, section 8 of the Constitution, authority to create a national bank given to congress is nowhere to be found. Jackson effectively takes apart what he had viewed as a â€Å"monopoly of the foreign and domestic exchange† that had not been â€Å"compatible with justice, with sound policy, or with the Constitution o f our country.† (Document B) Jackson’s stance on the Bank of the United States also provides an explanation of his commitment to political democracy. Though made by Clay and Webster to publicly place Jackson in an awkward position, the 1832 Bank recharter backfired on the opponent, Whigs... ...n the opinion of Chief Justice Roger B. Taney, Jackson’s Supreme Court appointee, in the Charles River Bridge v. Warren Bridge case. While John Marshall (enemy of Jackson) had made a passage for competition in Gibbons v. Ogden, Taney pointed out in a Jacksonian Democratic type fashion, that charters must be translated strictly. â€Å"There is no exclusive privilege given to them over the waters of Charles River†¦.†(Document H) By this, it is obvious that there is commitment to equality of economic opportunity. Andrew Jackson was a very powerful man, many years of American history carries his name. Despite the negative comments and names that opponents had given him, President Jackson has left an inerasable mark in history as a true guardian of the United States Constitution, preserving political democracy, individual liberty, and equality of economic opportunity.

Maniac Maggie Summary Essay

Questions 1. Page 158 = Who does Maniac bring to the party? What do you think is motivations are for doing this? A: Maniac brings Mars Bars to the party. I think that the reason he brings Mars Bars, to the party was to show the people at the McNabs party that black people are not mean. 2. Page 159 = How did Maniac convince his guest to come with him? A: Maniac convinces Mars to go to the party by showing Mars how good was the west end. 3. Page 158-159 = Where does Maniac and his guest go before going to the McNabs’ party? Why? A: Maniac and Mars Bars go to the Pickwells. The reason they go,is because Maniac wanted Mars to see all what the west end offered. —————————————————————————————————– Chapter 42 (pg. 162-166) Questions 4. Page 163 = What â€Å"game† do the McNabs decide to play at the birthday party? How does this make the guests feel? A: The game they play is rebels. Which is a game about blacks against whites. This makes Mars feel indifferent and left out. 5. Page 164 = Why does Mars Bar says â€Å"Yeah, bomb shelter?† What has he realized about the McNabs? A: Mars says that because he knows that the bunker is to stop black people. He knows that they hate the black people.. 6. Page 165 = Was Maniac’s plan successful? What do you think his plan originally was? Should he have invited who he did? A: Maniacs plan was a total disaster. I think his original plan was to make them friends. He shouldn’t have invited Mars Bars because he hates white people. ————————————————————————————à ¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€Ã¢â‚¬â€œ Chapter 43 (pg. 167-169) Questions 7. Page 168 = What does Maniac do to relieve stress? What time does he do it? A: He runs, in the morning. 8. Page 168 = What does â€Å"black and white only began when the alarm clocks rang?† mean? A: This means that the blacks and the whites have been enemies since the beginning. ————————————————————————————————- Chapter 44 (pg. 170-173) Questions 9. Page 170 = Who does Maniac realize is also out running? A: Maniac realizes that the person who was also running was Mars Bars. 10. Page 171 = Describe how the two people begin running together. Who are they, and why do they run this way? A: They ran every day and at the same time except that they ran on opposite ends. The people are Maniac and Mars Bars. They ran this way because it made them feel free and helped them relieve stress. —————————————————————————————————– Chapter 45 (pg. 174-180) Questions 11. Page 172-173 = Who comes to get Maniac? Why? What happened? A: The person who comes to get Maniac is Piper Mcnab. The reason why he calls him is because Russel was in trouble. He was trapped high in the middle of the trestle. 12. Page 173 = Is Maniac successful in his rescue? A: Maniacs rescue was not a success because he just walked away. 13. Page 174 = Who comes to get Maniac? Where is Maniac sleeping? A:Mars Bars comes to get Maniac. Maniac is sleeping in the buffalo pen. 14. Page 176 = What do we learn about the rescue? Where did the boys go after the rescue? How is this important? A:We learn that Mars bars rescued Russel. They went to the Mars Bars house. It is important because their friendship grows and the kids got cured. 15. Page 180 = What is the big invitation that Maniac gets? How does he react? A:The invitation he gets is that if he wanted to go to Mars house. He runs away. ——————————————————————————————————— Chapter 46 (pg. 181-184) Questions 16. Page 182 = Who else comes to visit Maniac? What does she want? Is she successful? A:The person who comes to visit Maniac is Amanda Beale. She wants to take Maniac home but she fails because Maniac think’s something bad will happen. 17. Page 183 = Why does Maniac say that he has â€Å"all he ever wanted?† A:He says that because he finally knows that a real home is near.

Pros And Cons Of Universal Health Care - 895 Words

To be or Not To be: A comprehensive in depth review addressing the various sides of providing Americans with a Universal Healthcare system and weighing its Pros and Cons. 33 million people in the United States did not have healthcare in 2014, according to the US census bureau. America, one of the richest nations in the world does not provide healthcare for its citizens. Although, so many nations do. Healthcare is a basic right that should be provided for by the U.S citizens regardless of religion, age, race, gender, and economic status. After all, our framers believed that Americans had natural rights, which are a right to life, liberty, and property. Healthcare is critical to establishing a just and fair society, while boosting the†¦show more content†¦For the basis of this argument, I will focus on key pros and cons. By instituting a right to health care the U.S. could possibly lower cost, and make health care services more affordable for everyone. According to a 2012 study, using a single-payer system, in which all citizens are guaranteed a right to health care, total public and private health care spending could be lowered by $592 billion and up to 1.8 trillion over the next decade due to lowered administrative and prescription drug cost. The cost of healthcare in America has increased ( Health Affairs). A study done by Consumer reports in 2012 stated that paying for health care is the top financial problem for US households. In Light of health care’s expanding costs, many Americans are delaying or not receiving treatment, as well as having trouble paying for care. According to a study done by the American Journal of Public Health, Canada, a country that provides universal health care, spends half as much per capita on health care as the U.S. The American Medical Association has made a claim stating that, on average, private health insurance plans spends 11.7% of premiums on administrative cost vs. 6.3% spent by public health programs. On the contrary, providing universalShow MoreRelatedPros And Cons Of Universal Health Care874 Words   |  4 PagesAssignment   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   In a country where healthcare is a decision, many debate if our country should keep our health care system privatized. Health care is an essential need in society because individual health can change at any time without warning at any time. While there are both pros and cons of this system, the pros outway the cons. I believe that our nation should ensure basic health care to all legal citizens, no matter the class. Many Americans fall into circumstances where they are not ableRead MorePro Con Universal Health Care Essay602 Words   |  3 PagesI didn’t bulk this into a PRO and CON section per say. I felt like it would flow better and make more sense if I could play pro/con on each system. Should the US have some form of universal health care? I must say prior to watching this video I was very uneducated yet very judgmental on the issue of universal health care President Obama is trying to push right now. I remember reading not too long ago in the paper that by 2016 if a US citizen doesn’t carry insurance they will be penalized on theirRead MoreThe Pros and Cons of Universal and Private Health Care837 Words   |  3 Pagesbelieve universal healthcare is best whereas the Americans believe that Private healthcare is what’s best. The easiest way to decipher who is most reasonable between these two faces of healthcare is to look at the Universal health care in Canada on its own, the Private healthcare in America, then an assessment to bring the two to opposed sides to a reasonable conclusion. Thus hopefully making a well-balanced decision. To start it off there are many benefits and downfalls to the Universal healthcareRead MoreErerere736 Words   |  3 PagesCon: Longer Wait Times When health care is extended to everyone, it can be used too often. And with free access, a patient may go to the emergency room with the sniffles, causing longer wait times for those who have real emergencies. Access to family doctors and specialists may also be limited due to too many patients and not enough doctors. Read more: http://www.livestrong.com/article/30692-pros-cons-universal-health/#ixzz1KlELOteI The costs that are required for universal health careRead MoreUs Healthcare Plan Vs. Uk Healthcare909 Words   |  4 PagesUS Healthcare Plan vs. UK Healthcare Plan While it s difficult to estimate the exact number of Americans without health insurance at any given moment, most credible sources place this figure at between 40 and 45 million. In other words, one American in seven lacks even basic health insurance coverage (How Many Americans Really Do Not Have Health Insurance? n.d.). The responsibility of an average American today, is to obtain healthcare insurance through private insurance, employer benefits, orRead MoreHealth Insurance : An Institutionalized Right Rather Than A Personal Choice Essay979 Words   |  4 PagesIntroduction In the United States, few topics are as largely disputed with such fervor as the discussion of a healthcare mandate. The decision to require health insurance by all Americans has led to a split between those who support health care as a required right, and those who do not. Those who support the health insurance requirement believe it will lead to an increased population coverage and better benefits; those who do not, believe these changes give the government too much influence on theRead MoreUniversal Health Care730 Words   |  3 PagesIn 2007, more than 45 million Americans did not have health care insurance. The United States is the only industrialized major nation in the world without health care, and the debate about changing that has become a popular issue recently. The sharp difference between the two sides is a difference in ethical values; those for universal health care desire to see the government help others, mainly the lower class, and those who do not, wish that priva te companies be allowed to continue taking advantageRead MoreUniversal Healthcare: The Pros and Cons1293 Words   |  6 Pages Universal Healthcare: The Pros and Cons On March 23, 2010 the Patient Protection and Affordable Care Act was signed by President Obama, raising the question for many of whether this new law was going to be more helpful or hurtful. With universal healthcare, healthcare coverage would be increased tremendously, costs would be reduced, jobs would be created, and consumers would be protected. Conversely, it will also raise taxes and wait times, lead to a smaller number of doctors, and infringe onRead MoreThe New Healthcare Reform Essay919 Words   |  4 Pageswealthy should be taken care of. Universal Healthcare has benefited industrialized countries like Sweden, France, and Canada because they recognize the fact that healthcare should be a human right, and not a privilege. The debate continues over whether the reform will benefit the people and not put the government into greater debt while politicians are raising the constitutional flag on the reform, stating it is not constitutional to make it law that all Americans hav e health insurance. The issue ofRead MoreU.s. Health Care System1329 Words   |  6 Pagesthe model for the U.S. health care system. Both countries health care systems are very different-Canada has a single-payer, mostly publicly-funded system, while the U.S. has a multi-payer, profoundly private system but both countries appear to be similar and suggesting that it might be possible that the U.S. to clone the Canadian health system. Much of the appeal of the Canadian system is that it seems to do more for less. Canada provides universal access to health care for its citizens while